LEGACY SAVINGS & CREDIT UNION LTD., HEREINAFTER CALLED LEGACY SAVINGS, PROVIDES THIS WEB SITE SUBJECT TO THE TERMS OF USE SET FORTH BELOW:

Information on Web Site

Legacy Savings makes every effort to ensure the accuracy of the information included in this web site. However, errors, omissions, or deletions may occur and the information on this web site is subject to change at anytime without notice.

This web site is for information purposes only and is intended to apply solely to the Province of Alberta.

All information and particularly the terms, conditions and availability of any services or products described in this web site are subject to confirmation from Legacy Savings.

Exclusion of Liability

Legacy Savings is not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of the use of this web site.

Copyright and Trademarks

Legacy Savings owns the copyright to all the text, information and graphics included in this web site. Unauthorized reproduction, redistribution, or alteration thereof is strictly prohibited without the express written approval of Legacy Savings.

This web site contains certain names, words, titles, logos, phrases, and graphics, which may constitute trade names or trade marks of other organizations and their use may have been licensed to Legacy Savings. The display of such trade names or trademarks in this web site does not imply that a license to anyone else has been authorized or granted. Unauthorized use of, alteration, copying of trademarked or copyrighted material could subject the copier to legal action.

Links to Other Web Sites

This site may contain links to other web sites operated by third parties (linked sites). A link to another web site location does not indicate endorsement for any of the content on the linked site. The link is provided for convenience only.

Security

a) Internet E-mail

Communications via Internet e-mail is not a secure medium and is subject to interception, loss or alteration. In the circumstances, Legacy Savings will not accept nor act on requested transactions or instructions received via Internet e-mail. A user of this web site that chooses to send Internet e-mail messages to Legacy Savings that contain personal, financial, or confidential information does so at their sole risk. If Legacy Savings communicates with you via Internet e-mail. at your request, such communication shall also be at your risk and Legacy Savings will not be held responsible.

b) Encryption

Legacy Savings uses 128-bit encryption to assist you in protecting your personal or financial information. Encryption is a method of scrambling data for transmission on the Internet. Legacy Savings recommends that you use this level of encryption when transmitting financial, personal, or confidential information over the Internet. Most Internet browsers use a standard 40-bit encryption and this is the minimum that our Remote Banking Product, cuanytime®, will support. We recommend that you upgrade your computer to 128-bit encryption by visiting either the Microsoft or Netscape web sites and downloading the free browser software for 128-bit encryption.

Calculators

The calculators in the web site are for general illustrative purposes only and are not warranted to be accurate or complete. These should be used as guides or estimates only.

Internet Banking

Legacy Savings offers Internet banking through a link to cuanytime® - the Alberta Credit Union remote banking service. Users of this service must sign a Remote Banking Service Access Agreement with Legacy Savings and agree to be bound by the Terms and Conditions of use as specified on the cuanytime® site.

Loan Application

Legacy Savings has included a Loan Application on this web site for the convenience of members. Although Legacy Savings has taken steps to ensure the security of the information provided by the user, the Internet is still in the public domain and is subject to transmission errors and data interception. Users of this service do so at their own risk. Legacy Savings will not be responsible in any manner whatsoever for any damages incurred as a result of the use of the Loan Application on this web site.

Copyright© 2003 All Rights Reserved
Legacy Savings & Credit Union Ltd.