Chequing Accounts
Standard Chequing | Regular Flat Rate Chequing | Premium Flat Rate ChequingStandard Chequing Accounts
If you prefer to "pay as you go" or do not use your account very often, the Standard Chequing Account is the account for you. No minimum balance is required and Authorized Overdraft Protection is available on approved credit, if you need it.
The Standard Chequing Account offers you convenient remote access using MemberDirect® Internet Banking, the Member Card® Debit Card, and the MasterCard® Global Payment Card. You will also receive a monthly statement including images of your cancelled cheques to make record keeping easier.
» FeesRegular Flat Rate Chequing
If you use your account often and do most of your banking in-branch, the Flat Rate Account is your best choice. You pay one low, fixed monthly fee for unlimited chequing debits and making in-branch bill payments. Service charges are levied on ATM transactions. No minimum balance is required and Authorized Overdraft Protection on approved credit is available.
With the Regular Flat Rate Chequing Account, You Receive:
- Unlimited No Charge Chequing Debits
- No Charge for Specified Personalized Cheques
- No Charge for Direct Payment Transactions
- No Charge for In-Branch Utility Bill Payment
- No charge for Cheque Certification by Member
- Free Monthly Statements
- No Charge Remote Banking (MemberDirect®, Bill Payment)
- ATM Transactions - Specified Fees Apply
- MASTERCARD® GLOBAL PAYMENT CARD and Member Card Access
- No Charge Travellers Cheques
As with all of our chequing accounts, you can access your Flat Rate Chequing Account conveniently using any of our remote banking options. Record keeping is made easy with monthly statements that include images of your cancelled cheques.
» FeesPremium Flat Rate Chequing
Like the Regular Flat Rate Chequing Account, you pay one low fixed monthly fee. The Premium Flat Rate Chequing Account offers you additional freedom as the monthly fee includes a set number of ATM transactions. Authorized Overdraft Protection on approved credit is available and monthly statements including images of your cancelled cheques are also free of charge.
With the Premium Flat Rate Chequing Account, You Receive:
- Unlimited No Charge Chequing Debits
- No Charge for Specified Personalized Cheques
- No Charge for Direct Payment Transactions
- No Charge for In-Branch Utility Bill Payment
- No charge for Cheque Certification by Member
- No Charge Remote Banking (MemberDirect®, Bill Payment)
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ATM Transactions (in Canada)
- 8 Free Withdrawals/Month
- 2 Free deposits/Month
- 4 Free Transfer/Inquiries per Month
- Free In-Person Transfers
- MASTERCARD® GLOBAL PAYMENT CARD and Member Card Access
- No Charge Travellers Cheques